Fha Manual Underwriting Guidelines 2025. Handbook 4000.1 in portable document format (pdf): Detailed mortgage underwriting guidelines and requirements can be found in hud handbook 4000.1, also known as the single family housing policy handbook.
For 2025, the baseline conforming loan limit is $806,500, but this can be higher in counties with elevated home prices. Hud require timely payments for the past 24.